An MSME Loan is a financial solution designed to support Micro, Small, and Medium Enterprises in growing their business. It helps entrepreneurs manage working capital, purchase machinery, expand operations, hire staff, or meet day-to-day business expenses. These loans come with minimal paperwork, flexible repayment terms, and quick processing. MSME loans are ideal for startups, small shops, manufacturers, traders, service providers, and growing businesses looking to improve productivity and scale operations. Many schemes also come under government support such as Mudra, CGTMSE, and PMEGP, enabling easier access to credit without heavy collateral.