A Home Loan is a long-term secured loan that helps you purchase, construct, or renovate your dream home. Offered at attractive interest rates, home loans provide financial support for buying a new property, purchasing a plot, building a house, or improving an existing one. With flexible EMIs, longer repayment tenure, and affordable processing fees, a home loan is one of the most convenient ways to achieve homeownership.

Banks and financial institutions offer various types of home loans such as Home Purchase Loan, Home Construction Loan, Home Improvement Loan, Plot Purchase Loan, and Home Extension Loan. The loan amount is determined based on your income, credit score, and property value. A good CIBIL score increases approval chances and helps secure lower interest rates.