Business Loan

Business Loan Description

A Business Loan is a financial solution designed to support entrepreneurs, MSMEs, startups, and established businesses in expanding and managing their operations. It can be used for working capital, purchasing machinery, inventory management, office expansion, technology upgrade, or business setup.
These loans come with flexible repayment options, competitive interest rates, and quick approval, helping businesses maintain healthy cash flow without disrupting day-to-day operations. Both secured and unsecured business loans are available based on your financial profile and business needs.

⭐ Loan Eligibility

✔ For Proprietors / Self-Employed / Business Owners

  • Age: 21 to 65 years

  • Business Vintage: Minimum 1–3 years

  • A stable monthly/annual revenue

  • Positive bank statement with consistent transactions

  • CIBIL Score 700+ preferred

  • GST-registered or valid business proof

  • Should not have major loan defaults

For Companies / Firms

  • Registered company (Proprietorship/Partnership/LLP/Pvt Ltd)

  • Minimum 1 year of operations (varies by lender)

  • Good financial history & ITR filings

  • Clean banking record

📄 KYC Documents

  • Aadhaar Card

  • PAN Card

  • Address Proof

📄 Business Proof

  • GST Registration Certificate

  • Shop/Trade License

  • Partnership Deed or Firm Registration

  • Udyam Certificate (if applicable)

📄 Financial Documents

  • Last 12 months Bank Statements

  • Last 1–2 years ITR

  • Balance Sheet & Profit-Loss Statement (if required)

📄 Additional Documents

  • Passport-size Photograph

  • Business Address Proof

  • Quotation for Machinery/Equipment (if loan is for machinery)

for More Information feel free to contact Us