Agriculture Loan

Agriculture Loan Description

An Agriculture Loan is designed to support farmers, cultivators, and agri-entrepreneurs in managing their farming and agricultural activities. This loan helps cover expenses like crop production, purchase of seeds, fertilizers, pesticides, irrigation systems, farm machinery, livestock, warehousing, and working capital needs. It ensures timely availability of funds so that farmers can improve productivity, adopt modern techniques, and grow their agricultural income. Agriculture Loans are offered at affordable interest rates, with flexible repayment options based on crop cycles and seasonal income.

⭐ Loan Eligibility

For Farmers & Cultivators

  • Age: 18 to 70 years

  • Must be engaged in farming, crop cultivation, dairy, poultry, fisheries, or agro-based activities

  • Should own or lease agricultural land

  • Must have a valid Kisan Credit Card (for some schemes)

  • Good repayment history / CIBIL preferred but not mandatory in all cases

For Agri-Entrepreneurs

  • Age: 21 to 65 years

  • Engaged in agri-business, agro-processing, or farm equipment operations

  • Must have minimum 1 year of business activity

⭐ Documents Required

For Individual Farmers

  • KYC Documents

    • Aadhaar Card

    • PAN Card

    • Voter ID / Driving License

  • Land Documents

    • Land Ownership Document / Khasra-Khatauni / Lease Agreement

  • Income / Farming Proof

    • Crop details / revenue records

  • Bank Statement (Last 6 months)

  • Photographs (Passport Size)

📄 For Agri-Business Owners

  • KYC Documents

    • Aadhaar Card

    • PAN Card

  • Business Proof

    • GST Certificate / Trade License

    • Registration Certificate (if applicable)

  • Financial Documents

    • Last 1–2 years ITR (if available)

    • Bank Statement (Last 6–12 months)

  • Project Report (for machinery / agri-unit loans)

for More Information feel free to contact Us