An Agriculture Loan is designed to support farmers, cultivators, and agri-entrepreneurs in managing their farming and agricultural activities. This loan helps cover expenses like crop production, purchase of seeds, fertilizers, pesticides, irrigation systems, farm machinery, livestock, warehousing, and working capital needs. It ensures timely availability of funds so that farmers can improve productivity, adopt modern techniques, and grow their agricultural income. Agriculture Loans are offered at affordable interest rates, with flexible repayment options based on crop cycles and seasonal income.
Age: 18 to 70 years
Must be engaged in farming, crop cultivation, dairy, poultry, fisheries, or agro-based activities
Should own or lease agricultural land
Must have a valid Kisan Credit Card (for some schemes)
Good repayment history / CIBIL preferred but not mandatory in all cases
Age: 21 to 65 years
Engaged in agri-business, agro-processing, or farm equipment operations
Must have minimum 1 year of business activity
KYC Documents
Aadhaar Card
PAN Card
Voter ID / Driving License
Land Documents
Land Ownership Document / Khasra-Khatauni / Lease Agreement
Income / Farming Proof
Crop details / revenue records
Bank Statement (Last 6 months)
Photographs (Passport Size)
KYC Documents
Aadhaar Card
PAN Card
Business Proof
GST Certificate / Trade License
Registration Certificate (if applicable)
Financial Documents
Last 1–2 years ITR (if available)
Bank Statement (Last 6–12 months)
Project Report (for machinery / agri-unit loans)
for More Information feel free to contact Us
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