A Credit Card Loan is an instant loan offered against your existing credit card limit. It provides quick access to funds without any additional paperwork or collateral. The loan amount is deducted from the available credit limit and converted into easy EMIs with flexible repayment tenures. This type of loan is ideal for emergencies, travel, medical needs, shopping, home repairs, or any personal expense that requires fast funding. Credit card loans offer instant approval, quick disbursal, and a fully digital process, making them a convenient option for individuals with an active credit card and a good repayment history.