Education Loan

Education Loan Description

An Education Loan is designed to support students in fulfilling their academic goals in India or abroad. It covers tuition fees, hostel charges, books, travel, and other academic expenses. Education Loans offer flexible repayment options, lower interest rates, and a moratorium period (repayment starts after course completion). At Grameen Financial Services, we help students secure the right funding so they can focus on their studies without financial stress. With simplified procedures and trusted guidance, we ensure every student gets access to quality education.

⭐ Loan Eligibility

✔ For Students

For Students

  • Must be an Indian citizen

  • Age: 18 years or above

  • Must have secured admission in a recognized school, college, university, or institute

  • Good academic record

  • Co-applicant required (Parent/Guardian)

✔ Co-Applicant Eligibility

  • Stable income source (Job/Business)

  • Good credit history (700+ preferred)

  • Ability to provide financial security or collateral (if required)

⭐ Documents Required

For Students

  • Aadhaar Card & PAN Card

  • Admission Letter / Offer Letter

  • Previous Academic Records (10th / 12th / Graduation)

  • Fee Structure from Institution

  • Passport (for overseas studies)

📄 Co-Applicant Documents

  • Aadhaar Card & PAN Card

  • Address Proof

  • Income Proof (Salary Slips / ITR / GST / Bank Statements)

  • Employment Details

  • Photographs (Passport Size)

📄 Collateral Documents (If Required)

  • Property Documents (Title Deed, Tax Receipts, EC)

  • Valuation Report

for More Information feel free to contact Us