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A Car / Vehicle Loan is a secured loan designed to help you purchase a new or pre-owned car, bike, scooter, or commercial vehicle. It offers affordable interest rates, flexible EMIs, and quick approvals, making it easier for individuals and businesses to own a vehicle without financial burden. Whether you’re upgrading your family car, buying your first bike, or expanding your commercial fleet, a vehicle loan provides convenient funding with minimal documentation and fast disbursal. Many lenders offer up to 90–100% financing, enabling you to drive home your dream vehicle with ease.
Valid commercial license
Proof of business / transport activity
Sufficient cash flow to support EMI payments
Age: 21 to 60 years
Minimum Monthly Income: ₹12,000 – ₹20,000 (bank-specific)
Stable employment with minimum 6–12 months experience
Good CIBIL Score (700+)
Must be working in a recognized firm, government job, or corporate
Age: 21 to 65 years
Minimum Business Vintage: 1–3 years
Satisfactory business turnover and banking history
Good CIBIL Score (700+)
KYC Documents
Aadhaar Card
PAN Card
Address Proof (Voter ID / Passport / Utility Bill)
Income Proof
Last 3–6 Months Salary Slips
Last 6 Months Bank Statement
Employment Proof
Company ID Card
Vehicle-Related Documents
Proforma Invoice of the vehicle
Passport Size Photograph
KYC Documents
Aadhaar, PAN, Address Proof
Business Proof
GST Certificate / Shop Act / Trade License
Financial Documents
Last 1–2 Years ITR
Last 6–12 Months Bank Statements
Vehicle-Related Documents
Proforma Invoice / Quotation of vehicle
Passport Size Photograph
All KYC documents
Business Registration Proof
Transport License (if applicable)
Bank statements
Vehicle quotation
Photographs
for More Information feel free to contact Us
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