Personal Loan

Personal Loan Description

A Personal Loan is an unsecured financial solution designed to help individuals meet their immediate and long-term personal needs without providing any collateral. It offers quick approval, flexible repayment options, and fast disbursement, making it ideal for medical emergencies, travel, home renovation, education, wedding expenses, or consolidating multiple debts.
Banks and NBFCs evaluate your income, credit score, and repayment capability before approving the loan. With competitive interest rates and seamless processing, a personal loan provides financial support with complete freedom of usage, ensuring convenience and flexibility during urgent financial requirements

⭐ Loan Eligibility

✔ For Salaried Individuals

  • Age: 21 to 60 years

  • Minimum Monthly Income: ₹15,000 – ₹25,000+ (varies by lender)

  • Work Experience: Minimum 6–12 months

  • Must be employed in a private company, government job, or MNC

  • CIBIL Score: 700+ preferred

  • Stable income and clean repayment history

📄 For Self-Employed

A Personal Loan is an unsecured financial solution designed to help individuals meet their immediate and long-term personal needs without providing any collateral. It offers quick approval, flexible repayment options, and fast disbursement, making it ideal for medical emergencies, travel, home renovation, education, wedding expenses, or consolidating multiple debts.
Banks and NBFCs evaluate your income, credit score, and repayment capability before approving the loan. With competitive interest rates and seamless processing, a personal loan provides financial support with complete freedom of usage, ensuring convenience and flexibility during urgent financial requirements

⭐ Documents Required

For Salaried Individuals

    • KYC Documents

      • Aadhaar Card

      • PAN Card

      • Address Proof (Voter ID, Passport, Utility Bill, etc.)

    • Income Documents

      • Last 3–6 Months Salary Slips

      • Last 6 Months Bank Statement showing salary credits

    • Employment Proof

      • Company ID Card / Appointment Letter

    • Photograph (Passport Size)

📄 For Self-Employed

  • KYC Documents

    • Aadhaar Card

    • PAN Card

    • Address Proof

  • Business Proof

    • GST Certificate / Trade License / Shop Act / Registration Papers

  • Income Documents

    • Last 1–2 Years ITR

    • Last 6–12 Months Bank Statements

  • Financial Documents

    • Balance Sheet and Profit & Loss (if required)

  • Photograph (Passport Size)

for More Information feel free to contact Us